Our Team

Clifford Cashman

Registered Principal/OSJ Manager


Email: clifford.cashman@securitiesamerica.com

Cliff and his wife Nancy live in Hollidaysburg, PA along with their golden retriever Carly.  Cliff enjoys being involved in the landscaping of his home and is an avid photography fan. 

Cliff and Nancy believe exercise should be a very important part of everybody's day.  You will find them along with their dog Carly doing their two mile walk at the Hollidaysburg High School. 

They also enjoy traveling and have had the opportunity to travel to many unique and interesting places around the world.

In 1972, Cliff resigned from a major financial firm to start his own company, C.R. Cashman & Associates.  Later founding Coach4Retirees, Inc. focusing on helping clients transition from work to retirement. 

Cliff is a registered principal with Securities America, Inc. and a Registered Investment Advisor representative with Securities America Advisors.


John Zerbee

Registered Representative

Email: john.zerbee@securitiesamerica.com

John is a graduate of St. Francis University, Loretta, PA.  John and his wife, Vicki, live in Duncansville where they have raised 4 children.  Vicki is a wellness coach and owner of AntiAgingByDesign.com and is a social media consultant and owner of YourWebSiteMarketingService.com.  John enjoys hunting, making videos, and living a healthy and energized lifestyle (he has to keep up with his 3 granddaughers and grandson!)

John has 24 years of experience helping retirees cope with all the issues of retirement from financial to 'what do I do now that I am retired'.  John works with people who are transitioning from work to retirement in 4 major areas that affect their lives dramatically at this stage. He works on putting plans together in an effort to provide income throughout the retiree's life. 

John is a representative of Securities America, Inc. and a Registered Investment Advisor representative with Securities America Advisors.


Joseph Zerbee

Registered Representative











Email:  Joseph.Zerbee@securitiesamerica.com

Joe is a 2001 graduate of Hollidaysburg Area High School and a 2005 graduate of University of Richmond.  Joe majored in Finance in the Robins School of Business, which was recently ranked as one of the top 25 business schools in the country by Newsweek.  He lives in Duncansville with his wife, Lindsay.  Lindsay is a 7th grade reading teacher at Altoona Jr High School.  They have a sharpay lab mix dog named Zinny (yes after Zinfandel wine, Lindsay's favorite) who Lindsay rescued from the Altoona Humane Society.  They have twin daughters, Hadley and Reagan, who are 3 years old.

He started with Coach4Retirees, Inc. in June 2005, and is a is a representative of Securities America, Inc. and a Registered Investment Advisor representative with Securities America Advisors.

He enjoys playing golf.  He is also a big Pittsburgh Steeler fan and participates in fantasy football leagues.


Nancy Cashman

Office Manager












Nancy began her career as office manager in May 1983.  She manages the day to day operation of the office as well as organizing the marketing for the company, such as seminars and the monthly newsletter.  She is a graduate of Bishop Guilfoyle High School and a member of St. Michaels Parish in Hollidaysburg.

She enjoys reading, listening to music, working, and attending the religious, academic and sporting events of her 13 nieces and nephews.  She added the title of great aunt to 4 great nieces and 2 great nephews.  She is a strong believer in Dog rescue and along with her husband Cliff has rescued 4 Golden Retrievers from local rescue groups since 2002 - Molly, Buddy, Sophy and Carly.  Unfortunely they have lost three of them.. but they still have Carly who they like to call their 'little toddler' since she is only 3 years old.


Jessica Barr

Director of Marketing











Email: jessica.barr@securitiesamerica.com


Jessica is a 2006 graduate of Hollidaysburg Area High School and a 2010 graduate of Lycoming College.  Jessica lives in Bellwood with her husband, Shane, three year old daughter, Ellie and ten month old son, Colton.  Shane is employed at The Altoona Water Authority & helps at his family's business; Barr's Auto Electric.

She started with Coach4Retirees, Inc. in Dec 2014.  Jessica had previously interned with us during her senior year of high school, through a work experience program.  She oversees marketing and social media at Coach4Retirees, Inc.

Jessica enjoys spending time with her family & friends, exercising, and reading.